Thailand retirement visa (Non-O): requirements

Thailand retirement visa (Non-O): for over-50s with 800,000 baht in savings or 65,000 baht income a month, then a yearly extension for 1,900 baht.

Last checked: 11 October 2026

In short (as of 11 October 2026)
The route has two parts: first a Non-Immigrant O visa based on retirement through the Thai e-Visa system (stay of up to 90 days), then in Thailand an extension based on retirement of a maximum of 1 year at a time, for 1,900 baht.
Financial requirement for the extension: 800,000 baht in a Thai bank account, or a monthly income of at least 65,000 baht, or annual income plus savings of at least 800,000 baht together.
Bank rule according to the Immigration Bureau checklist (1 November 2023): the money is in the account at least 2 months before the application and 3 months after approval; after that at least 400,000 baht.
For every 90 days of uninterrupted stay you report your address (TM.47). Reporting late costs 2,000 baht.
If you travel abroad, first apply for a re-entry permit (1,000 or 3,800 baht). Without a permit your extension lapses.

For Dutch and Belgian nationals aged 50 and over who want to live in Thailand on the basis of retirement or their own means. Married to a Thai partner? See the guide Thailand marriage visa and the forum post Trouwvisum Thailand (in Dutch). The general Thai rules in this guide apply to all nationalities; the parts about embassies and documents are written for Dutch and Belgian passport holders, so if you hold another passport, check the requirements of the Thai embassy or consulate that serves you.

Thailand retirement visa at the embassy: O2 or O-A

Non-O based on retirement (code O2)

According to the document list of the Thai embassy in The Hague (31 August 2026):

Who: retirees aged 50 or over who want to stay for up to 90 days. The Hague writes "pensioner aged 50 or above with state pension"; the e-Visa portal writes "foreigners aged 50 years or older".
Money: a monthly income of at least 65,000 baht or a current balance of 800,000 baht, for example with bank statements for the last 3 months.
Visa: single entry, valid for 3 months; stay of a maximum of 90 days from arrival.

Only the rules for the extension mention a combination of income and savings.

O-A (long stay)

The O-A visa (multiple entry, valid for 1 year) requires the same financial proof plus: proof of permanent residence in the country where you apply, a medical certificate, a statement that you have no criminal record, a Foreign Insurance Certificate (form via longstay.tgia.org) and health insurance of at least 100,000 dollars or 3,000,000 baht. The Hague requires the proof of residence, medical certificate and criminal record statement to be no more than 3 months old and legalised by the Dutch Ministry of Foreign Affairs (MinBuZa) and the Thai embassy. The Brussels O-A leaflet (November 2023) does not mention legalisation; ask there. See the guide Thailand O-A visa.

Where to apply

Online through thaievisa.go.th, and only from the country of the embassy. The Hague only handles residents of the Netherlands who are in the Netherlands for the whole procedure; Brussels automatically rejects applications from outside Belgium or Luxembourg and from people in Thailand.

The yearly extension based on retirement

The requirements come from checklist 7-6 of the Immigration Bureau (1 November 2023) and the page of Immigration Division 1 in Bangkok. You have been granted a Non-Immigrant visa, are aged 50 or over and meet one of three financial requirements:

Option 1, income: proof of a monthly income of at least 65,000 baht.
Option 2, savings in a Thai bank: at least 800,000 baht with a commercial bank in Thailand, at least 2 months before the application date and 3 months after approval. After that at least 400,000 baht stays in the account.
Option 3, combination: annual income plus savings in a Thai bank of at least 800,000 baht together on the application date. The savings stay in the account before and after approval; withdrawals are allowed under the condition of option 2. What must stay in the account differs per source (see below).

Each extension is a maximum of 1 year; with an O-A visa the duration depends on the term of your health insurance.

Proof of income: the Netherlands and Belgium differ

The Netherlands: the visa support letter

The Dutch embassy in Bangkok issues a visa support letter (visumondersteuningsbrief) stating your nationality and income, intended according to the Dutch government for the "Non-Immigrant OA-Long Stay Visa"; the Thai checklist asks for "evidence of income".
Costs and application: 50 euros, plus 2 euros for EMS delivery (if applicable); if you pay in cash, you pay in baht at the exchange rate of the day. By email, by post or by appointment; email ban-ca@minbuza.nl first.
What counts: income that can be verified with the Dutch Tax Administration (Belastingdienst); rent does count, bank balances and savings do not. The embassy does not check the Thai requirement.
Warning from the embassy: "De mogelijkheid bestaat dat de Thaise immigratie de regels in de toekomst aanscherpt en de visumondersteuningsbrief niet meer accepteert als bewijsstuk." (Thai immigration may tighten the rules in the future and stop accepting the visa support letter as evidence.) If the immigration service sets other conditions, such as a bank balance in a Thai account, you have to meet them. Ask your office.

Belgium: declaration on honour

The Belgian embassy in Bangkok does not issue support letters for visa extensions.
Since 1 July 2021 it legalises the signature on a declaration on honour (verklaring op eer) about your income, on presentation of supporting documents. The legalisation covers only the signature, not the accuracy of the content.
Since 1 January 2026 in person only: the embassy only legalises self-signed documents if you sign them by appointment at the embassy in Bangkok in front of a consular officer; by email is no longer possible (announcement of 3 December 2025). Ask your immigration office whether it accepts the declaration.
Costs from 1 October 2026: 25 euros or 1,000 baht per document; the embassy asks for payment in baht.

Step by step

Check age and money: aged 50 or over and one of the three financial options.
Apply for the visa from the Netherlands or Belgium through thaievisa.go.th: O2 or O-A. For an O-A through The Hague, have the documents legalised in time.
Travel within the validity and fill in the TDAC beforehand.
Arrange the financial proof: 800,000 baht in a Thai bank account at least 2 months before the extension, or the proof of income.
Apply for the extension at an immigration office in Thailand, before your stay ends; pay 1,900 baht. Online (e-Extension) is not possible: retirement is not on Immigration Division 1's list of 12 reasons.
After that: keep the money in the account, report every 90 days, get a re-entry permit before every trip, extend again every year.

Document checklist for the extension

According to checklist 7-6:

Application form (Immigration Division 1 uses form TM.7)
Copy of your passport
Proof of income, such as pension, interest or dividend, and/or
Letter from a commercial bank in Thailand on the balance, plus a copy of the bank book or account. The checklist gives no date for that letter; ask your office how recent it must be.
O-A only: proof of health insurance
Any other documents immigration asks for

90-day report and re-entry permit

90-day report (TM.47): if you are in Thailand for more than 90 days without interruption, you report your address every 90 days (Immigration Act of 1979, section 37). You can do this from 15 days before to 7 days after the due date, in person, through someone else, by registered post (send it at least 15 days in advance) or online at tm47.immigration.go.th (according to the manual only up to and including the due date). After a trip abroad the count starts again. After a new passport, the first report is made in person or through an authorised representative. Late: 2,000 baht. See also the guide 90-day report.
Re-entry permit: single 1,000 baht, multiple 3,800 baht. If you leave without a permit, you lose your permission to stay. Apply at the immigration office or on the day of departure at passport control at the airport.

Costs

Euro amounts next to baht are an indication (ECB rate of 9 October 2026: 1 euro = 37.574 baht); the Belgian embassy uses 1 euro = 40 baht. Thai fees: Ministerial Regulation No. 27 (since 26 August 2003); embassy fees since 15 July 2024.

Visa at the embassy
  Non-O single entry, The Hague                70 euros
  Non-O single entry, Brussels                 80 euros
  O-A (multiple, 1 year), The Hague           175 euros
  Non-Immigrant multiple entry, Brussels      170 euros
  Legalisation Thai embassy The Hague          15 euros per legalisation

In Thailand
  Extension based on retirement           1,900 baht  (about 51 euros)
  Re-entry permit single                  1,000 baht  (about 27 euros)
  Re-entry permit multiple                3,800 baht  (about 101 euros)
  90-day report late                      2,000 baht  (about 53 euros)

Proof of income
  NL visa support letter                       50 euros (+ 2 euros EMS)
  BE legalisation declaration on honour        25 euros or 1,000 baht

Balance to keep (your own money, not a cost)
  Option 2                              800,000 baht  (about 21,291 euros)
  after 3 months at least               400,000 baht  (about 10,646 euros)
  Option 1, monthly income               65,000 baht  (about 1,730 euros)

Where the sources contradict each other

How long the money must be in the account beforehand. Police Order 327/2557 (Royal Gazette 8 August 2014): 3 months beforehand, 60 days in the first year, no rule after approval. The checklists of the Immigration Bureau (November 2023) and Immigration Division 1: 2 months beforehand, 3 months after approval, then 400,000 baht. Follow the checklist; no amending order is on the Immigration Bureau's regulations page.
Option 3 after approval. The national checklist refers to the rule of option 2 (at least 400,000 baht); Immigration Division 1 in Bangkok mentions at least 50 per cent of the original amount. Elsewhere: ask your office.
12 months of monthly deposits into a Thai account. No Thai source consulted requires this; only an announcement of the Belgian embassy (1 March 2021) describes the Thai rules this way. Ask your office which proof of income it expects.
Fine if you are caught for not making the 90-day report. Immigration Act: a maximum of 5,000 baht plus a maximum of 200 baht per day; Immigration Bureau: 5,000 baht; Immigration Division 1: at least 4,000 baht plus a maximum of 200 baht per day.
"With state pension". The Hague and Brussels describe an O2 applicant as a retiree "with state pension"; the e-Visa portal only says aged 50 or over. Not yet receiving AOW (Dutch state pension) or a statutory pension? Ask the embassy before you apply whether you qualify.

What has changed

1 January 2026: Belgian legalisation of a declaration on honour in person by appointment only.
31 August 2026: updated document list from The Hague; amounts unchanged, also as of 11 October 2026.

Frequently asked questions

How much money do you need for a Thailand retirement visa?

For the extension 800,000 baht in a Thai bank account, or 65,000 baht income a month, or a combination of 800,000 baht together. The embassy asks for 65,000 baht a month or an 800,000 baht balance.

How long must the money be in the bank for a Thailand retirement extension?

According to the checklist of 1 November 2023, at least 2 months before the application and 3 months after approval; after that at least 400,000 baht.

Can I apply for the retirement extension online?

No. You apply for the extension at an immigration office in Thailand; retirement is not on the e-Extension list of Immigration Division 1.

Does Thai immigration accept the Dutch visa support letter?

The letter counts as proof of income, but the Dutch embassy warns that immigration may refuse it in the future. Ask your office.

Can I work on a retirement visa in Thailand?

Not without a work permit; according to the embassy in The Hague, that applies to every visa.

Is there a 10-year retirement visa in Thailand?

The O-X visa (5 plus 5 years) is open to 14 nationalities, including Dutch, not Belgian, with 3,000,000 baht in a Thai bank, or 1,800,000 baht plus 1,200,000 baht annual income. See the guide O-X visa.

Sources

All sources opened on 11 October 2026.

This article is general information, not legal advice. Thai visa rules can change and are sometimes applied differently from one office to another. Check the current requirements with the Thai embassy or the immigration office before you apply or travel.

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Thailand retirement visa (Non-O): requirements, 800,000 baht and yearly extension